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  • Protect Your Business With The Right Insurance

Trusted Insurance Brokers in Perth

Perth-based insurance brokers specialising in business insurance, WA Workers Compensation, and hard-to-place liability risks, structured around real business needs.
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Our Services
phli craig insurance broker perth
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phli craig insurance broker perth
lachlan craig insurance broker perth
  • About Us

Business Insurance Solutions for Perth & WA Businesses

Clear advice. Correct cover. No unnecessary extras.

Insurance should protect what actually matters to your business and not load you up with cover you don’t need, or leave gaps you only discover when something goes wrong. I specialise in practical, fit-for-purpose insurance solutions for businesses, built around how your business actually works.

Western Australia has its own regulatory environment, particularly for Workers Compensation risks. Recent legislative changes and evolving interpretations have added complexity that many businesses (and many brokers) struggle to navigate. My role is to turn that complexity into clear, compliant, and commercially sensible insurance outcomes.

When standard Australian insurance markets don’t provide the right solution, I look further afield. With access to specialist and overseas insurers, I can structure cover for complex, high-risk, or hard-to-place exposures ensuring your insurance responds as intended, not just on paper.

About Us
Insurance broker in Currambine, Perth WA
  • Our Services

Our Featured Insurances

At Grace Insurance Currambine, we believe insurance should be simple, transparent, and centred around you. Our featured business insurance services in Perth and WA focus on clear advice, relevant cover, and specialist solutions where standard policies fall short.

Business Packs

Business Package insurance designed around your operations, not a one-size-fits-all template. Policies are structured to include relevant covers only, removing unnecessary sections while remaining aligned to your business risks.

Specialist Liability

Some liability risks fall outside the appetite of standard Australian insurers, particularly specialist, emerging, or higher-hazard exposures. Where suitable cover is not available locally, overseas insurance markets may be considered to structure liability arrangements appropriate to the risk.

Workers Compensation

Workers Compensation in Western Australia operates within a distinct and evolving legislative framework. This service focuses exclusively on WA Workers Compensation, with attention given to policy structure, worker and contractor classifications, and understanding relevant obligations.
Commercial insurance broker discussion with Perth business owner
  • Why Choose Us

Why Work With Grace Insurance Currambine

Experienced Insurance Brokers for Perth & WA Businesses

  • WA-specific expertise
    Deep understanding of Western Australia’s regulatory and legislative insurance environment — especially WA Workers Compensation insurance.
  • Specialist, not generalist
    Focused advice in complex and hard-to-place insurance risks, not one-size-fits-all broking.
  • Access beyond Australia
    Established relationships with overseas insurers when local Australian insurance markets fall short.
  • Commercial, practical advice
    Clear explanations, realistic solutions, and business insurance structured around real commercial risks.
  • No unnecessary cover
    Insurance designed to protect your business — not inflate premiums.

Let's Talk Insurance Over Coffee

I enjoy meeting clients face-to-face, hearing what they’re building, and understanding what matters most to them from a risk perspective. Every business has different goals and concerns, and insurance should support those, not complicate them.
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  • FAQs

Frequently Asked Questions

Business insurance needs depend on your business activities, industry and legal requirements. Common covers include Business Package insurance tailored to your specific risks, Workers Compensation if you employ staff, and liability covers for exposures that may not fit standard policies. A tailored review can help you understand what cover is relevant.
Yes, if you employ workers in Western Australia you are generally required by law to hold a current Workers Compensation policy, as regulated by the WA workers compensation scheme.
Some liability exposures fall outside the appetite of standard Australian insurers, for example, specialist industries, emerging risks or higher-hazard activities. In these cases, alternative or overseas markets may be explored to access appropriate liability insurance options.
Many brokers continue to support clients after a policy is arranged, including guidance on the claims process and liaising with your insurer on your behalf. This can help you understand claim requirements and documentation steps.
It’s recommended to review your business insurance annually and whenever your business undergoes significant changes, such as hiring employees, adding services, or increasing turnover, to help ensure your cover continues to reflect your risk profile.